Our client is seeking a Credit and Lending Services Legal Officer to join their Credit and Lending Services Team. In this full-time role, you will support the effective execution, completion, and ongoing management of lending transactions throughout the entire life of the loan. This position sits at the intersection of legal support, lending execution, credit process, and portfolio administration. Your contribution will ensure that lending matters are progressed efficiently, accurately, and in accordance with internal legal, credit, operational, and risk management requirements, facilitating a high level of client service and professionalism that is core to the high net worth lending business.
Job Duties:
- Support the completion of lending transactions, including preparation and completion of lending documentation, and manage simple transactions through to completion with assistance.
- Oversee or assist lending transactions through to drawdown and beyond, monitoring any credit-related matters.
- Provide guidance to the lending team on client or transaction matters that arise.
- Identify, escalate, and help to resolve legal, credit, operational, or completion-related issues in a timely manner.
- Adhere to internal processes and procedures to effectively manage legal, credit, and operational risk.
- Manage matters post-drawdown, including arrangements for standing orders and client care letters.
- Respond to queries from relationship managers and external parties, providing progress updates as required.
- Maintain the Bank's security and loan records, ensuring accuracy and completeness.
- Support the management of the Bank's legal, credit, and operational risk regarding its lending portfolio by following internal processes and escalating issues as needed.
- Maintain and update client and lending records within the banking system, ensuring correctness.
- Collaborate and instruct external counsel in relation to new loan facilities and amendments as appropriate.
- Liaise with relationship managers, clients, and external solicitors for the completion of new loan facilities and renewals.
- Draft, finalise, and issue facility documentation for new loans and renewals.
- Contribute to the continuous improvement of processes and efficiencies within the team.
- Support reporting activities related to lending transactions and portfolio matters.
- Review and approve facility documentation as required.
Job Requirements:
- Experience as a paralegal or legal assistant, or in credit operations, lending administration, or deal management.
- Knowledge of property transactions, banking and finance, secured lending, or loans administration is advantageous.
- Familiarity with lending documentation, security, and completion processes, or a willingness to learn.
- Excellent verbal and written communication skills.
- Client-focused with a commitment to providing high-quality service.
- Highly organised, collaborative, and proactive.
- Adaptable and able to manage a varied workload under time constraints.
- Self-motivated with a strong attention to detail.
- Proficient in Microsoft Office, especially Word and Excel.
- Ability to work independently and as part of a team.
What You’ll Love:
You will enjoy a vibrant and supportive working environment that prioritises belonging, inclusion, and diversity. Our client fosters a culture that encourages you to be your best self, promotes internal mobility, and offers opportunities for professional development.
Could this be the right opportunity for you? If this opportunity sounds right for you, we’d love to hear from you. Our friendly and experienced recruitment team is here to answer your questions, offer guidance and support you throughout the process. Simply submit your CV in confidence, and our Candidate Manager will arrange for one of our consultants to get in touch to organise an initial meeting, either face to face, via Microsoft Teams or by telephone, whichever suits you best. We look forward to getting to know you and learning more about what you’re looking for.
